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Our Mission

In a world that’s over-stressed about money, we’re simplifying personal finance so you can worry less and live more.

The Debt Problem

# 0
fear in America is credit card debt
$ 0
Avg credit card debt / household
$ 0
Fees and interest credit card companies collected in 2016

What We're Doing About It

Traditional credit cards lure customers in with the promise of big rewards and then create enough traps and hassles that most people fail. The result is financial disaster for tens of millions of Americans. The average household has more than $8,000 in credit card debt, and it's a constant source of stress that affects our health, relationships and dreams.

And while there are some advantages to credit cards, neither credit cards or debit cards actually make it easier for you to manage your money. In fact, they make everything more difficult! You can't answer the most pressing questions about your money, like:

  • Do I have enough to pay my bills?
  • Can I afford that trip or that laptop or dinner out?
  • How can I get out of debt and save for the future when I'm living paycheck to paycheck?
  • Am I actually improving my credit and net worth?

I'm Steve Strauch. I spent 14 years at Microsoft before running the research and development labs at Capital One, and I think we all deserve better. That's why I founded Spyn.

Spyn empowers you to live the life you want without credit card debt. We're using smart technologies like machine learning and artificial intelligence to create a simple solution that helps you make safe, smart decisions about your personal finances. Spyn is much more than a credit card. It's a financial tool that can change your life... for the better.

Disrupting the credit card industry is no easy task, but it is possible. More than ever before, now is the time, and you can help. Let's create a world where we can stress less and live more.

Spyn Founder

Help Us Create Change

Share the love.

Join our wait list and share our blog posts and social content. When your share your unique link with family and friends, you’ll jump ahead in the wait list.

Share your story.

Your financial successes and struggles can inspire our community. Share your story with us. We're all in this together.

Share the wealth.

If you’re an investor, let's connect. We’re also looking for fintech, credit modeling, behavioral economics and growth hacking experts.

Share your creative talents.

Know a knock-your-socks-off artist, photographer or designer? Or maybe it's you! We'd love to showcase amazing art on our cards.

Sharing is caring. Let's connect.

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