The Debt Problem
What We're Doing About It
Traditional credit cards lure customers in with the promise of big rewards and then create enough traps and hassles that most people fail. The result is financial disaster for tens of millions of Americans. The average household has more than $8,000 in credit card debt, and it's a constant source of stress that affects our health, relationships and dreams.
And while there are some advantages to credit cards, neither credit cards or debit cards actually make it easier for you to manage your money. In fact, they make everything more difficult! You can't answer the most pressing questions about your money, like:
- Do I have enough to pay my bills?
- Can I afford that trip or that laptop or dinner out?
- How can I get out of debt and save for the future when I'm living paycheck to paycheck?
- Am I actually improving my credit and net worth?
I'm Steve Strauch. I spent 14 years at Microsoft before running the research and development labs at Capital One, and I think we all deserve better. That's why I founded Spyn.
Spyn empowers you to live the life you want without credit card debt. We're using smart technologies like machine learning and artificial intelligence to create a simple solution that helps you make safe, smart decisions about your personal finances. Spyn is much more than a credit card. It's a financial tool that can change your life... for the better.
Disrupting the credit card industry is no easy task, but it is possible. More than ever before, now is the time, and you can help. Let's create a world where we can stress less and live more.
Cheers, Steve Spyn Founder