About
Using business as a force for good.
Spyn is a revolutionary new credit card and mobile app that simplifies money management, rewards smart behavior and connects your finances to a better future. We call this finance-forward. We believe what’s best for our customers is best for us, too.
Our Team

Jai Jalan
Engineering Lead

Ian Merritt
Product Lead
Media Coverage
Our Story
Smart technology is revolutionizing the way we live. Anti-collision systems in vehicles, smart home security systems, and severe weather warnings straight to our watches keep us safe and help us make better decisions.
And while technology has evolved in personal banking and finance (think remote deposit capture and real-time balance alerts), intelligent technology is almost nonexistent for the average consumer. The tools they use are as dangerous as ever. They don’t help them make smarter financial decisions or navigate complex situations.
What’s worse, credit cards have compounded the problem. They lure consumers in with the promise of rewards and then trip them into make costly mistakes – mistakes that translate to over $163B in profit each year.
Millions of Americans suffer the stress, shame and shackles of credit card debt. 40% of Americans are buried in credit card debt and another 30% are constantly on the precipice. The average revolving credit card debt per household is $8,398. America suffers from deep and pervasive stress about spending money that affects health, relationships and financial freedom. It’s no wonder credit card debt is the #1 fear of millennials.
Spyn is different. In a world that’s over-stressed about money, we’re empowering people to make smart financial decisions so they can worry less and live more.
Spyn is much more than a simple credit card. Spyn’s mobile app acts like a financial adviser in your pocket.
- Spyn connects to your bank account, models your cash flow and shows you how much you can safely spend each month. Spyn understands your finances and gives you the information you need to make real-time smart decisions.
- Spyn monitors your credit score and helps you set financial goals.
- Spyn makes success easy. Spyn limits your ability to spend into debt and auto-pays your bill after every transaction, so your never caught off guard by your credit card. We also give you real cash rewards that you can save, spend or use to pay off other debt.
- Spyn protects you from fraud and makes it easy to set up virtual cards to give you control over which merchants can charge your card.
Spyn aims to prevent your mistakes, not profit from them.
For the Media
If you would like to work with us on a story, please contact us directly at:
The following brand guidelines have been made available to ensure proper use and execution of Spyn’s brand and assets, including any trademarks, logos, and/or content. To make any use of our marks in a way not covered by these guidelines, please contact us to receive permission. Please do:
- The Spyn logo is precisely proportioned. The size and position relationship between the symbol and logotype must remain intact.
- Clear space must surround the logo on all sides in such a way that no type, design, or photographic elements encroach on the logo.
- Pronounce Spyn as spin.
Please do not:
- Modify the logo in any way (e.g. change colors, apply effects, or alter the size and position of the icon in relation to the Spyn name).
- Use the logo in a way that would imply affiliation of your product or service to Spyn.