Forget Everything You Know About Credit Cards
No debt. No bills. Smart tech to tame your spending.
Spend smart and live debt-free
Spyn manages your bills, grows your savings and lets you spend the rest.
Never worry about your bills again
Spyn reserves money for upcoming bills and sends you alerts when you need to take an action.
Know exactly how much to spend
Spend confidently – knowing you have enough to cover your bills and save for the future.
Save for things you need and want
Spyn helps you set smart savings goals, then funds them from each paycheck.
Experience the difference.
A Bundle of Benefits
Use your Spyn card to earn cash back, build credit and keep you safe.
Cards for You, Not Us
Spyn works with artists to create beautiful, original cards that match your style.
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Stress Less. Live More.
Spyn flips the credit card model. Instead of luring you in with rewards and hammering you with fees and high interest, Spyn charges a small fee to help you thrive.
Spyn Standard
$5
per month
All features including cash back and automatic bill pay
No payment required until you receive your card.