Outsmart traditional credit cards

Get the rewards of credit and the convenience of debit. Earn cash back while Spyn auto-pays your bill after every purchase.

Check your place in line.

1% cash back

With every swipe, tap or click, earn 1% cash back to save or spend. If you’re currently spending with debit, consider this a raise! Use it to pay down other debt, spend or save.

Avoid debt

Spyn debits your bank account after every purchase so you never carry a balance. And we’ll monitor your spending and block your card when you run out of money.

Build your credit

Using credit cards responsibly actually boosts your credit score. We’ll report all your on-time payments to the major credit agencies.

Build your credit

Using credit cards responsibly actually boosts your credit score. We’ll report all your on-time payments to the major credit agencies.

Safer than debit

With virtual cards and robust fraud protection, Spyn is safer than debit. In fact, the FBI warns consumers to never use debit cards.

Good for you

Financial wellness isn’t just about avoiding debt. Spyn makes it easy to build a savings and achieve your goals so you can worry less and live more.

Good for you

Financial wellness isn’t just about avoiding debt. Spyn makes it easy to build a savings and achieve your goals so you can worry less and live more.

Credit cards don't have to be boring.

Card designs are only available for a limited time and are sourced from community artists.

Get rewarded for making smart decisions.

Pricing

Special pre-launch pricing available now. No payment required until you receive your card.

$4.99/month

Choose card from premium artist gallery
Unlimited virtual cards
1% cash back (average reward is $200/year)
Auto-pay after every transaction
Payments reported to agencies to boost your credit score
Monthly spending budget + transaction alerts
Reserve money for upcoming bills
Bill tracking & monitoring
Unlimited savings goals
Debt payoff tools

Reserve your card