Outsmart traditional credit cards
Get the rewards of credit and the convenience of debit. Earn cash back while Spyn auto-pays your bill after every purchase.
Check your place in line.
Avoid debt
Spyn debits your bank account after every purchase so you never carry a balance. And we’ll monitor your spending and block your card when you run out of money.
Build your credit
Using credit cards responsibly actually boosts your credit score. We’ll report all your on-time payments to the major credit agencies.
Build your credit
Using credit cards responsibly actually boosts your credit score. We’ll report all your on-time payments to the major credit agencies.
Safer than debit
With virtual cards and robust fraud protection, Spyn is safer than debit. In fact, the FBI warns consumers to never use debit cards.
Good for you
Financial wellness isn’t just about avoiding debt. Spyn makes it easy to build a savings and achieve your goals so you can worry less and live more.
Good for you
Financial wellness isn’t just about avoiding debt. Spyn makes it easy to build a savings and achieve your goals so you can worry less and live more.
Credit cards don't have to be boring.
Card designs are only available for a limited time and are sourced from community artists.
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Pricing
Special pre-launch pricing available now. No payment required until you receive your card.
$4.99/month
- Choose card from premium artist gallery
- Unlimited virtual cards
- 1% cash back (average reward is $120/year)
- Auto-pay after every transaction
- Payments reported to agencies to boost your credit score
- Monthly spending budget + transaction alerts
- Reserve money for upcoming bills
- Bill tracking & monitoring
- Unlimited savings goals
- Debt payoff tools